Consumer Complaint Service

Consumer Complaint Mechanism and Services

Complaint Procedure

A. Verbal Complaint

  1. GT Call (+628119691503) and/or
  2. Visit Gandeng Tangan's office and meet face-to-face with the officer in charge of Information and Supporting Documentation. :
    • Consumer's full identity, including:
      1. Name
      2. Address
      3. Account Number (if any)
      4. Active phone number
      5. Brief Description of Complaint (submitted through the Consumer Complaint Form)
    • Other Supporting Documents, including:
      1. Copy of valid proof of identity (required);
      2. Photocopy of savings book/current account and/or Photocopy of proof of financial transactions;
      3. Photocopies of other supporting documents; and/or
      4. Through GT Call, convey the complete identity of the Consumer (including Name, Address, and Account Number (if any)).

B. Written Complaint

  1. Written Letter, addressed to the Office of GandengTangan:

    PT Kreasi Anak Indonesia
    Komplek Golden Plaza Fatmawati
    Jl. RS Fatmawati 15, Blok A/35
    Kelurahan Gandaria Selatan, Kecamatan Cilandak,
    Jakarta Selatan 12420

  2. Fax / Website : http://www.gandengtangan.co.id
  3. Email : kontak@gandengtangan.com
    Supporting Information and Documentation, including:
    • Consumer's full identity, including:
      1. Name
      2. Address
      3. Account Number (if any)
      4. Active phone number
      5. Brief Description of Complaint (submitted through the Consumer Complaint Form)
    • Other Supporting Documents, including:
      1. Copy of valid proof of identity (required);
      2. Photocopy of savings book / current account; and / or
      3. Copy of proof of financial transactions.

Receiving and Resolving Complaints

GandengTangan will follow up on complaints filed by Consumer and will be completed within 20 (Twenty) working days and may be extended up to 20 (Twenty) working days. working days and may be extended up to the next 20 (Twenty) working days in the event of certain conditions. in the event of certain conditions. If GandengTangan will extend the complaint settlement period, then GandengTangan will inform the matter in advance to the Consumer by taking into account the applicable provisions before the first 20 (Twenty) working days period ends.

If the Consumer is not satisfied with the settlement result delivered by GandengTangan, then the Consumer may attempt to settle the complaint through mediation of the Regulator (in this case is the Financial Services Authority/OJK) or through alternative dispute resolution

Complaint Reporting to the Financial Services Authority (OJK)

  1. Written Letter, addressed to :

    Anggota Dewan Komisioner Otoritas jasa Keuangan
    Bidang Edukasi dan Perlindungan Konsumen
    Menara Radius Prawiro, Lantai 2
    Komplek Perkantoran Bank Indonesia
    Jl. MH. Thamrin No. 2
    Jakarta Pusat 10350

  2. Via Telephone: 157
    Operating Hours : Senin - Jumat, Jam 08.00 - 17.00 WIB (Except Holidays)
  3. Via Email : konsumen@ojk.go.id
  4. Via Online Complaint Form

Total Cost

In accordance with the code of conduct of the Indonesian Joint Funding Fintech Association, the total amount of fees charged to the Borrower does not exceed a flat interest rate of 0.4% per day, calculated from the amount of money received by the Borrower.

Borrower Interest Rate

1,7% - 2,5% per month (flat)

Admin Fee

0,5% - 5% per loan disbursement

Calculation:

Lowest Loan Value: Rp 500.000,-
  1. Value received by Borrower: Rp 475.000,-
  2. Value to be returned: Rp 575.000,-
  3. Total Cost: Rp 100.000,-
  4. % Total cost per day: 0,11%
Highest Loan Value: Rp 2.000.000.000,-
  1. Value received by Borrower: Rp 1.995.000.000,-
  2. Value to be returned: Rp 2.050.000.000,-
  3. Total Cost: Rp 55.000.000,-
  4. % Total cost per day: 0,046%