Terms & Condition

Welcome to the website www.gandengtangan.co.id (“Site”). Please read these Terms and Conditions (“Terms”) carefully. This Site provides information or platforms and financing services (“Services”) to connect Site users who provide business financing capital (these users are “Lenders”) with other Site users (these users are “Financing Recipients” and “Partners”).

This Site is owned or operated by PT. Kreasi Anak Indonesia (“We”/“Company”), registered in Jakarta under Notary Muhammad Indra Sentosa, SH, MKn, number 34, on September 11, 2014. We do not provide advice on the benefits or otherwise of any transaction for you. However, we will provide administrative assistance in bringing Lenders and Financing Recipients together and provide necessary documentation for you with evidence of your personal transactions.

Terms of Use is an agreement between you and us in setting access and use of the Site, including, but not limited to, all transactions conducted on the Site and all Site Services. By accessing or using this Site, you agree to be bound and subject to these Terms, including the Privacy Policy, FAQs, and other existing requirements. You agree to be bound by these Terms whether you participate in the Services as a Lender, Financing Recipient, or Partner or access or use the Site (“User”). If you do not agree with these Terms, do not participate or access or use this Site.

We reserve the right to change or modify these Terms at our discretion. We will, with our best and reasonable efforts, inform you of these changes by providing notice on the main page of our site or by updating the Effective Date on these Terms. We encourage you to be proactive in checking and monitoring the Terms available on our site to continuously and actively understand and be aware of these Terms. rights and obligations under these Terms. All rights not granted herein are hereby reserved. Titles are for reference purposes only and do not at all define, limit, interpret, or describe the scope or extent of such sections.

If you are under 18 years old: You must obtain consent from your parents or guardians, acceptance, or approval from your parents/guardians of these Terms along with their consent to take responsibility for: (i) your actions; (ii) the provision or request for funds related to the use of any Services; and (iii) your acceptance and compliance in accordance with these Terms of Use. If you do not have permission from your parents or guardians, you must stop using/accessing the platform and stop using these Services.

General Use of Services and/or Site Access

By participating or accessing or using the Site, you hereby acknowledge and agree that:

We do not make any representations, warranties, agreements, or guarantees that any funds lent to Financing Recipients through this Site will be repaid in full or in part.

Financing conducted through the Site is used for the purchase or construction of an asset that may or may not be liquidated.

If a Financing asset cannot be liquidated, your principal funds will be guaranteed by the risk allocation scheme used if payment failure occurs in accordance with the company's policy terms.

Financing conducted through the Site is financing with a certain rate of return that we convey on this site's page for each prospective financing recipient.

If indications are found, and/or in the future, Lenders who provide Financing funds state that these funds are entangled and/or include criminal elements, such as money laundering, then it is outside the responsibility of PT. Kreasi Anak Indonesia and the GandengTangan Site. The Lender must resolve the case themselves with the relevant Authorities.

All transactions on the Site must be conducted through your Account.